Swiss P2P & crowdlending field guide — educational research, not financial advice

Editorial Policy

This policy sets out how we source, correct, and review content, and how we keep editorial decisions separate from any commercial interest. It applies to every page on this site.

Source hierarchy

We prioritise sources in this order: official regulators and legislation (FINMA, the Swiss National Bank, federal law such as the KKG and AMLA/GwG), then primary platform documents such as terms and prospectuses, then reputable secondary sources used for context. Full detail is on our methodology page.

Corrections policy

If we get something wrong, we fix it. Factual errors are corrected in the article as soon as we can verify the correction against a reliable source. For a material change, meaning anything that could affect how a reader understands risk, a fact, or a rule, we add a short dated note at the point of the correction rather than silently editing the text. Minor fixes, such as typos or broken links, are made without a note. Readers can flag a possible error through our contact page.

Separation of commercial and editorial decisions

Editorial content, including which topics we cover and how we describe risks, is decided independently of any commercial relationship. We do not accept payment to name, rank, recommend, or omit a platform. If the site ever carries affiliate links, that will not change how a platform is described, and the arrangement will be disclosed on our affiliate disclosure page rather than left implicit.

AI assistance disclosure

Some drafts on this site are produced with the help of AI writing tools. Every draft is reviewed by an editor before publication, sources are verified against the hierarchy above, and the editor remains responsible for the accuracy of the final published text. AI assistance is used for drafting efficiency, not as a substitute for editorial judgement or source-checking.

No fake reviews or testing claims

We do not publish user reviews, testimonials, or star ratings, real or invented. We do not claim to have “tested” a platform by depositing real money unless that is literally true and disclosed as such. Where we describe how a platform’s product works, we base that on its own published documents, not on simulated experience presented as first-hand testing.

Sources & status

References general regulatory context from FINMA (finma.ch) and Swiss federal legislation (fedlex.admin.ch). Last checked: 14 July 2026.

Educational content, not financial advice. Lending investments can lose all invested capital and are not bank deposits. Verify every platform claim yourself before investing.