Author: Adrian Keller
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SME Crowdlending in Switzerland: Reading a Loan File Like a Skeptic
A practical guide to reading Swiss SME loan files with a skeptic’s eye: financial statements, collateral, term, sector risk, and the concentration risk that…
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Crowdlending in Switzerland: Consumer, SME and Real-Estate Lending Explained
Crowdlending covers consumer, SME, real-estate and invoice-based loans in Switzerland, each with different security and risk. Here is how the segments compare and where…
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Swiss P2P Lending Platforms: How to Compare Without Chasing Yield
Advertised yield is the weakest signal for comparing Swiss P2P lending platforms. This guide sets out a repeatable method covering custody, loan disclosure, fees,…
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P2P Lending in Switzerland: What to Understand Before Investing
A plain-English map of how Swiss P2P lending models actually work, the licence, custody and AML checks worth doing first, and what really drives…