Author: Sophie Martin
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CHF vs EUR P2P Loans: Why Currency Risk Changes the Return
A EUR loan advertising a higher rate than a CHF loan is not automatically the better deal. Once currency risk, conversion fees, and hidden…
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P2P Lending Risks: Defaults, Liquidity, Platform Failure and Currency
A breakdown of the four core P2P lending risks: borrower default, platform failure, illiquidity and currency exposure, with a worked illustrative example showing how…
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FINMA, FinTech Licences and P2P Lending: What Investors Should Check
FINMA does not approve or endorse P2P lending platforms. Learn what its authorisation categories, the FinTech licence, and AML/KYC rules actually mean, and how…