P2P Lending Switzerland is an independent, English-language resource for people trying to understand Swiss peer-to-peer lending and crowdlending before they commit money to it. We are not a bank, not a platform, and not a licensed advisory firm. We are an editorial site that explains how this corner of finance works, what can go wrong, and how to check claims yourself.
The site exists because most content about P2P lending is written by the platforms selling it. We start from risk rather than return. That means before we describe how a product works, we describe how it can lose your money.
What this site does
We publish plain-English explainers on Swiss P2P lending and crowdlending, background on the applicable rules such as the Consumer Credit Act (KKG) and anti-money-laundering law (AMLA/GwG), and practical tools such as a risk screener and a platform checklist that readers can use to build their own view of a platform before applying. Our methodology page explains how we research and where our illustrative numbers come from.
What this site does not do
- We do not give personalised financial or investment advice.
- We do not publish “best platform” rankings, and no ranking or review is ever paid for.
- We do not promise or imply any rate of return.
- We do not claim to have “tested” platforms with real capital, and we do not invent statistics, default rates, or testimonials.
Who runs this site
The site is written and edited by two people. Their backgrounds, coverage areas, and editorial approach are described on the authors and team page. Neither editor is a licensed financial adviser, and nothing on this site should be read as a substitute for advice from a qualified professional.
How this site is funded
The site currently carries no active affiliate partnerships. If that changes, any commercial link will be clearly marked at the point it appears, as described in our affiliate disclosure. Commercial arrangements, current or future, never determine what we write or how a platform is described. See our editorial policy for how editorial and commercial decisions are kept separate.
Sources & status
References general regulatory context from FINMA (finma.ch) and Swiss federal legislation (fedlex.admin.ch). No figures on this page are market data. Last checked: 14 July 2026.
Educational content, not financial advice. Lending investments can lose all invested capital and are not bank deposits. Verify every platform claim yourself before investing.